WELCOME TO JSLEGACY PREMIER BUSINESS SERVICES LLC
Q - What should someone do if they are behind on their payments and facing foreclosure?
A - Well first of all they should find out what options are available to them and then take action. By taking action right away, they can stop their foreclosure, protect their credit, preserve their equity and often stay in their home! They’ll also save themselves both money and trouble in the process!
Q - So taking action is very important because the foreclosure process is relentless and very, very time sensitive, correct?
A - That is very true! The clock is ticking, it doesn’t stop… If you’re in foreclosure don’t procrastinate, don’t wait… take action now! With every hour you wait, the attorneys’ fees are piling up, making it even more costly!
Q - Yes, waiting is your biggest enemy, so tell me, what options are available to homeowners that are facing foreclosure? How can people get help?
A - Well depending on their exact situation, there are generally a few options that are available. Some homeowners decide to borrow more money and stop foreclosure. Borrowing more money will most likely make the payment even higher. So most people decide to sell their home and get rid of the burden.
Q - Have you heard of a loan modifications, what do you think of those?
A - Yes, sure. A loan modification is a solution that may be beneficial for those that in certain specific circumstances. A loan modification is where a lender may temporary reduce the interest rate on the loan. The problem with this is that the solution is often only temporary, and then you quickly find yourself back in the same situation that you were originally in. We advise all of our customers to seriously look into any modifications they may qualify for.
Q - So it sounds like borrowing money or getting a loan modification would be a good solution only if your hardship was a temporary one.
A - It depends. If you just had a minor setback, then this maybe something to consider... However we've found that in most cases homeowner's are the happiest when they find a more permanent solution to their financial problems.
Q - Do you buy houses or properties in need of repair?
A - Yes! We’ll purchase your house in as-is condition, whether or not it needs repairs or other work.
Q - What types of property do you buy?
A - We buy any type of property in any condition, but we specialize in buying single family houses
Q - How long does it take to get an offer?
A - Although every situation is unique, it’s not unusual to get an offer in as little as 24-48 hours.
Q - Am I obligated to take your offer?
A - Not at all! We’re happy to make you a fair offer, and it’s up to you whether to accept it. You’re in control!
Q - What do you mean by a “cash offer”?
A - We use our own cash to write you a check for your property, which eliminates the need for a loan or any approval from outside sources. We have the power to make decisions and close quickly.
Q - Can I still sell my house if I’m in the process of evicting a tenant or have tenant troubles?
A - Yes. We can close with the tenant occupying the property.
Q - I need to sell my inherited home. Will you buy it?
A - Yes. We’ll be happy to make you an offer. If you agree, we can close and you will receive your money in as little as 7 days.
Q - Can I sell my house in Probate?
A - Yes. We will make a valid offer subject to the completion of the Probate.
Q - Will you list my house on the MLS?
A - In most cases, we buy directly from you, the seller, so the house doesn’t need to be listed. This eliminates repair fees, agent commissions, home inspections, appraisals, and waiting on someone else to get a bank loan to buy your property.
Q - What if my house is already listed with an agent?
A - You can still sell your house to us; however, you may need to compensate your agent according to the terms of your agreement. Every situation is different, so contact us to learn more about your options.
We hope that you found this beneficial. The most important thing for you to do is just to not give up hope
Life goes on. So hang in there and give us a call. Let's get through this together.